Google lets Gemini users link bank accounts through Wallet

Google has announced that Gemini users can link the chatbot to their bank accounts through an integration with Google Wallet, according to Engadget. The company is presenting the tool as a route to more personalized answers about personal finance rather than a way to buy things on command.

The capability is part of what Google calls Personal Intelligence in Gemini, which pulls information from apps a person already uses. Google Wallet now joins that list of connected apps. The rollout is underway on both web and mobile.

Once an account is connected, users can ask Gemini questions about their finances. Google's own example involves the chatbot spotting a price increase on a subscription. Such details could also be found by reading a bank statement, though the company argues the assistant makes the process easier.

Google also points to tasks that go further than a typical banking app. Users can request budgets for set periods, with charts that track cash flow and asset allocation. Gemini can reportedly help plan a holiday budget as well.

Security is a central question, since chatbots do make mistakes from time to time. Google says the toolset only permits Gemini to read account information. It cannot move, manage or invest money, according to the company. The feature is opt-in, and Google says it can be switched on or off through settings.

Google has also teamed up with the fintech firm Plaid to help users get deeper insights, Engadget reports. The company did not provide details on how that partnership works. Engadget said it had contacted Google for more information.

The news adds to a growing set of products that give AI assistants a role in people's money. OpenAI recently introduced a feature that lets its Dots agents shop for users, joining Meta Muse. Some companies, including United Airlines, Delta and Amazon, have barred AI agents from shopping on their platforms.